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PLATE 001 Mortgage · Purchase

Loan Estimator

Dial in the price, down payment and rate to see your true monthly cost — including PMI when your down payment is under 20% — plus the full payoff timeline and a year-by-year principal / interest split.

Est. P&I$570.00 Full Payment$886.67 Loan Amount$95,000 Loan-to-Value95% Down Payment5% Est. P&I$570.00 Full Payment$886.67 Loan Amount$95,000 Loan-to-Value95% Down Payment5%

Inputs

Adjust any field — results update live.

$
$5,000
$2,000
$
$
Full Monthly Payment (PITI)
$886.67
Principal & Interest$570.00
Annual Taxes$166.67
Annual Insurance$50.00
Monthly HOA$100.00

Estimates only — not a loan offer. PMI shown when down payment is under 20%.

Principal & Interest
$570.00
monthly P&I
Total Interest
$110,000
over the full term
Total Paid
$205,000
P&I only, full term
Loan Amount
$95,000
price minus down payment

Payoff Timeline

Remaining balance, month by month — watch equity build.

Remaining Balance
FIG. 01Balance Projection SCALE30 YR UNITUSD STATUSLIVE

Where Your Payment Goes

Monthly cost split across principal & interest, taxes, insurance, HOA and PMI.

Per Month
$886.67
total payment
P&I Taxes Insurance HOA PMI (est.)
FIG. 02Payment Split UNITUSD/MO STATUSLIVE

Principal vs. Interest by Year

First 10 years — each year, more of your payment goes to principal.

Principal Interest
FIG. 03P&I By Year SCALEYR 1–10 UNITUSD STATUSLIVE

Analysis

Adjust the inputs above — the analysis updates automatically.

Key Figures

Loan Amount
$95,000
Down Payment
5%
Loan-to-Value
95%
Full Monthly Cost
$886.67
PMI (est.)
—

Amortization Schedule

First 24 months plus the final payment.

MonthPaymentInterestPrincipalBalance
Lifetime Total——Principal$0.00

Note: Schedule assumes the rate stays fixed and payments are made on time every month. Extra principal payments will shorten the term and reduce total interest.

Ready to make it official?

These numbers are an estimate — a loan officer can lock your real rate and quote exact closing costs in minutes.

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Estimates Only — Not a Loan Offer

Results shown are estimates for educational purposes only and are not a loan approval, commitment, or offer to lend. Your actual payment, rate, and eligibility will be determined at application based on your credit, income, assets, property, and current market conditions.

Eagles Funding Group, NMLS #2450816 · Licensed by the Florida Office of Financial Regulation · Equal Housing Opportunity. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. Consumer access: www.nmlsconsumeraccess.org.