/* ============================================================
   EAGLES FUNDING GROUP — "THE LEDGER" CALCULATOR SYSTEM
   Unique instrument look for the dedicated calculator pages:
     • corner-bracketed ledger plates (engineering plates)
     • live gold result ticker in the masthead
     • engraved plaques for key figures
     • drafting title-blocks around every chart
     • LED segment meters (VU style) for gauges
     • ledger-paper amortization tables
   Palette: bright eagle blue #009FE3 (logo blue), metallic
   gold #D4AF37 sheen, sky-blue-white backgrounds #F0F9FF,
   ink navy text #0A0A12 — light + premium, on brand.
   ============================================================ */

/* ---------- masthead ---------- */
.ledger-hero {
  position: relative; overflow: hidden;
  background:
    radial-gradient(1000px 460px at 88% -12%, rgba(255,255,255,.28), transparent 58%),
    radial-gradient(760px 440px at -8% 112%, rgba(212,175,55,.30), transparent 55%),
    linear-gradient(158deg, #009FE3 0%, #0086C4 55%, #0073A8 100%);
  padding: 64px 0 0;
  border-bottom: 1px solid rgba(212,175,55,.45);
}
.ledger-hero::before {
  /* blueprint grid in white */
  content: ""; position: absolute; inset: 0; pointer-events: none; opacity: .5;
  background-image:
    linear-gradient(rgba(255,255,255,.14) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255,255,255,.14) 1px, transparent 1px);
  background-size: 34px 34px;
  mask-image: radial-gradient(900px 420px at 60% 0%, #000 30%, transparent 78%);
  -webkit-mask-image: radial-gradient(900px 420px at 60% 0%, #000 30%, transparent 78%);
}
.ledger-hero::after {
  content: ""; position: absolute; inset: auto 0 0 0; height: 3px;
  background: linear-gradient(90deg, transparent 2%, #F5E08A 22%, #E8C95A 50%, #F5E08A 78%, transparent 98%);
  opacity: .95;
}

/* masthead row: plate index + tool name */
.ledger-mast {
  position: relative; z-index: 1;
  display: flex; align-items: center; gap: 16px; flex-wrap: wrap;
  margin-bottom: 22px;
}
.ledger-plate-idx {
  font-family: var(--font-display); font-size: 11px; font-weight: 700;
  letter-spacing: .22em; color: #0A0A12; background: linear-gradient(135deg, #F5E08A, #D4AF37);
  padding: 6px 14px 6px 12px; border-radius: 3px;
  box-shadow: 0 0 22px rgba(255,255,255,.28), inset 0 1px 0 rgba(255,255,255,.55);
  clip-path: polygon(0 0, 100% 0, calc(100% - 8px) 50%, 100% 100%, 0 100%);
}
.ledger-mast .ledger-toolname {
  font-family: var(--font-display); font-size: 11.5px; font-weight: 600;
  letter-spacing: .3em; text-transform: uppercase; color: #D6F0FC;
  display: inline-flex; align-items: center; gap: 10px;
}
.ledger-mast .ledger-toolname::before {
  content: ""; width: 34px; height: 1px; background: rgba(255,255,255,.65);
}
.ledger-hero h1 {
  position: relative; z-index: 1;
  color: #FFFFFF; font-size: clamp(30px, 4.6vw, 50px); line-height: 1.08;
  margin: 0 0 12px; letter-spacing: -0.02em;
  text-shadow: 0 2px 18px rgba(0,60,100,.25);
}
.ledger-hero h1 .hl {
  background: linear-gradient(100deg, #FBF3D9 0%, #F5E08A 40%, #E8C95A 75%, #F5E08A);
  -webkit-background-clip: text; background-clip: text; color: transparent;
  filter: drop-shadow(0 0 18px rgba(212,175,55,.35));
}
.ledger-hero .ledger-lede {
  position: relative; z-index: 1;
  color: #EAF7FD; max-width: 660px; font-size: 16.5px; line-height: 1.65; margin-bottom: 26px;
}
.ledger-hero .ledger-lede b { color: #FFFFFF; font-weight: 700; }

/* ---------- live result ticker ---------- */
.ledger-ticker {
  position: relative; z-index: 1;
  border-top: 1px solid rgba(255,255,255,.35);
  background: rgba(255,255,255,.14);
  backdrop-filter: blur(8px);
  overflow: hidden; white-space: nowrap;
  margin: 0 -16px;
}
.ledger-ticker-track {
  display: inline-block; padding: 12px 0;
  animation: ledgerTick 28s linear infinite;
  will-change: transform;
}
.ledger-hero:hover .ledger-ticker-track { animation-play-state: paused; }
@keyframes ledgerTick {
  from { transform: translateX(0); }
  to   { transform: translateX(-50%); }
}
.ledger-tick-item {
  display: inline-flex; align-items: center; gap: 10px;
  font-family: var(--font-display); font-size: 13px; font-weight: 600; color: #FFFFFF;
  margin-right: 44px;
}
.ledger-tick-item .tk-label {
  font-size: 10px; font-weight: 700; letter-spacing: .16em; text-transform: uppercase; color: #D6F0FC;
}
.ledger-tick-item .tk-val {
  color: #F5E08A; text-shadow: 0 0 14px rgba(212,175,55,.5);
  font-variant-numeric: tabular-nums;
}
.ledger-tick-item::after {
  content: "◆"; font-size: 7px; color: #FFFFFF; margin-left: 2px; opacity: .8;
}

/* ---------- page body ---------- */
.ledger-main { background: #F0F9FF; padding: 44px 0 80px; position: relative; }
.ledger-main::before {
  content: ""; position: absolute; inset: 0; pointer-events: none; opacity: .5;
  background-image: linear-gradient(rgba(0,159,227,.05) 1px, transparent 1px);
  background-size: 100% 44px;
}
.ledger-layout {
  position: relative;
  display: grid; grid-template-columns: minmax(0, 430px) minmax(0, 1fr);
  gap: 28px; align-items: start;
}
@media (max-width: 1080px) { .ledger-layout { grid-template-columns: minmax(0, 1fr); } }
@media (max-width: 900px) { .ledger-analysis { grid-template-columns: minmax(0, 1fr); } }

/* ---------- ribbon: cross-tool nav 001–005 ---------- */
.ledger-ribbon {
  display: flex; gap: 10px; flex-wrap: wrap; margin-bottom: 30px;
  padding-bottom: 22px; border-bottom: 1px solid rgba(0,159,227,.2);
}
.ledger-ribbon a {
  display: inline-flex; align-items: center; gap: 9px;
  font-family: var(--font-display); font-size: 12.5px; font-weight: 600;
  color: #0086C4; background: #FFFFFF;
  border: 1px solid rgba(0,159,227,.35); border-radius: 4px;
  padding: 9px 15px; text-decoration: none; transition: all .2s;
  box-shadow: 0 2px 8px rgba(0,80,140,.08);
}
.ledger-ribbon a .rn {
  font-size: 10px; font-weight: 800; letter-spacing: .1em; color: #D4AF37;
  font-variant-numeric: tabular-nums;
}
.ledger-ribbon a:hover { color: #005F8F; border-color: rgba(0,159,227,.7); transform: translateY(-1px); }
.ledger-ribbon a.cur {
  color: #FFFFFF; background: linear-gradient(135deg, #009FE3, #0086C4);
  border-color: transparent; box-shadow: 0 6px 18px rgba(0,159,227,.35);
}
.ledger-ribbon a.cur .rn { color: #F5E08A; }

/* ---------- ledger plate (panel with corner brackets) ---------- */
.ledger-plate {
  position: relative;
  background: linear-gradient(168deg, #FFFFFF 0%, #F7FCFF 55%, #EFF8FD 100%);
  border: 1px solid rgba(0,159,227,.35);
  border-radius: 6px;
  padding: 26px 26px 24px;
  box-shadow: 0 18px 48px rgba(0,80,140,.14), inset 0 1px 0 rgba(255,255,255,.9);
}
/* corner brackets */
.ledger-plate::before {
  content: ""; position: absolute; inset: 5px; pointer-events: none;
  border: 1px solid rgba(212,175,55,.4); border-radius: 3px;
}
.ledger-plate .corner { position: absolute; width: 14px; height: 14px; border-color: #D4AF37; border-style: solid; opacity: .95; filter: drop-shadow(0 0 6px rgba(212,175,55,.4)); }
.ledger-plate .corner.tl { top: -2px; left: -2px; border-width: 2px 0 0 2px; border-radius: 4px 0 0 0; }
.ledger-plate .corner.tr { top: -2px; right: -2px; border-width: 2px 2px 0 0; border-radius: 0 4px 0 0; }
.ledger-plate .corner.bl { bottom: -2px; left: -2px; border-width: 0 0 2px 2px; border-radius: 0 0 0 4px; }
.ledger-plate .corner.br { bottom: -2px; right: -2px; border-width: 0 2px 2px 0; border-radius: 0 0 4px 0; }
/* top rule + index tab */
.ledger-plate > .plate-rule {
  position: absolute; top: 0; left: 0; right: 0; height: 3px;
  background: linear-gradient(90deg, transparent, #D4AF37 30%, #E8C95A 50%, #D4AF37 70%, transparent);
  border-radius: 6px 6px 0 0; opacity: .9;
}
.ledger-plate h2 {
  font-family: var(--font-display); font-size: 18px; font-weight: 700; color: #0A0A12;
  margin: 0 0 3px; letter-spacing: -0.01em;
}
.ledger-plate .plate-sub { color: #64748B; font-size: 13.5px; margin-bottom: 20px; }

/* fields */
.ledger-plate .lf { margin-bottom: 15px; }
.ledger-plate label {
  display: flex; justify-content: space-between; align-items: baseline;
  font-family: var(--font-display); font-size: 11px; font-weight: 700;
  letter-spacing: .14em; text-transform: uppercase; color: #0086C4; margin-bottom: 6px;
}
.ledger-plate label .lval {
  font-family: var(--font-body); font-size: 13px; font-weight: 700; color: #B8942A;
  letter-spacing: 0;
}
.ledger-plate .iwrap { position: relative; }
.ledger-plate .iwrap .pre {
  position: absolute; left: 13px; top: 50%; transform: translateY(-50%);
  color: #64748B; font-weight: 600; font-size: 14px; pointer-events: none;
}
.ledger-plate .iwrap input[type="number"], .ledger-plate .iwrap input[type="text"] {
  width: 100%; padding: 11px 13px 11px 30px;
  border: 1px solid rgba(0,159,227,.45); border-radius: 4px;
  background: #FFFFFF; color: #0A0A12;
  font-family: var(--font-body); font-size: 15px; font-weight: 600;
  transition: border-color .2s, box-shadow .2s, background .2s;
  font-variant-numeric: tabular-nums;
}
.ledger-plate .iwrap input:focus {
  outline: none; border-color: #009FE3;
  box-shadow: 0 0 0 3px rgba(0,159,227,.18), 0 0 20px rgba(0,159,227,.12);
  background: #FFFFFF;
}
.ledger-plate select {
  width: 100%; padding: 11px 34px 11px 13px; appearance: none; cursor: pointer;
  border: 1px solid rgba(0,159,227,.45); border-radius: 4px;
  background: #FFFFFF url("data:image/svg+xml;charset=utf8,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%23009FE3' stroke-width='2' fill='none' stroke-linecap='round'/%3E%3C/svg%3E") no-repeat right 13px center;
  color: #0A0A12; font-size: 15px; font-weight: 600;
}
.ledger-plate select:focus { outline: none; border-color: #009FE3; box-shadow: 0 0 0 3px rgba(0,159,227,.18); }
.ledger-plate select option { background: #FFFFFF; color: #0A0A12; }
.ledger-plate input[type="range"] { width: 100%; accent-color: #009FE3; cursor: pointer; }
.ledger-plate .range-row { display: flex; align-items: center; gap: 14px; }
.ledger-plate .range-row input[type="range"] { flex: 1; }
.ledger-plate .range-note { display: block; font-size: 12px; color: #64748B; margin-top: 5px; }

/* email + send */
.ledger-send { margin-top: 20px; display: grid; gap: 9px; }
.ledger-send input {
  padding: 11px 13px; border: 1px solid rgba(0,159,227,.45); border-radius: 4px;
  background: #FFFFFF; color: #0A0A12; font-size: 14px;
}
.ledger-send input:focus { outline: none; border-color: #009FE3; box-shadow: 0 0 0 3px rgba(0,159,227,.18); }
.ledger-send .btn-gold {
  display: inline-flex; align-items: center; justify-content: center; gap: 9px;
  font-family: var(--font-display); font-weight: 700; font-size: 14px; letter-spacing: .04em;
  color: #0A0A12; background: linear-gradient(135deg, #F5E08A, #D4AF37);
  border: none; border-radius: 4px; padding: 12px 18px; cursor: pointer;
  box-shadow: 0 6px 22px rgba(212,175,55,.35), inset 0 1px 0 rgba(255,255,255,.6);
  transition: transform .18s, box-shadow .18s, filter .18s;
}
.ledger-send .btn-gold:hover { transform: translateY(-1px); filter: brightness(1.05); box-shadow: 0 10px 28px rgba(212,175,55,.45); }
.ledger-send .btn-gold svg { flex: none; }
[data-email-msg] { color: #DC2626; font-size: 13px; display: none; }

/* mini result line (live math from main.js) */
.ledger-live {
  margin-top: 18px; padding-top: 14px; border-top: 1px dashed rgba(212,175,55,.6);
  display: grid; gap: 6px;
}
.ledger-live .big {
  font-family: var(--font-display); font-size: 30px; font-weight: 800; line-height: 1.05;
  background: linear-gradient(100deg, #B8942A 0%, #D4AF37 55%, #B8942A);
  -webkit-background-clip: text; background-clip: text; color: transparent;
  font-variant-numeric: tabular-nums;
}
.ledger-live .break-row {
  display: flex; justify-content: space-between; gap: 12px; flex-wrap: wrap;
  font-size: 12.5px; color: #64748B;
}
.ledger-live .break-row b { color: #0A0A12; font-variant-numeric: tabular-nums; }
.ledger-live .calc-note { font-size: 11.5px; color: #000; line-height: 1.5; }
/* Positive result verdicts stay neutral slate — black is reserved for compliance text */
.ledger-live .calc-note[data-out-verdict], .ledger-live .calc-note[data-out-verdict2] { color: #64748B; }

/* PMI badge (gold stamp) */
.pmi-badge {
  display: none; align-items: center; gap: 7px;
  font-size: 11px; font-weight: 800; letter-spacing: .1em; text-transform: uppercase;
  color: #B8942A; border: 1.5px dashed rgba(212,175,55,.8); border-radius: 4px;
  padding: 5px 10px; background: rgba(212,175,55,.12); margin-top: 10px;
}

/* ---------- stat plaques (engraved) ---------- */
.ledger-plaques { display: grid; grid-template-columns: repeat(4, 1fr); gap: 14px; margin-bottom: 26px; }
@media (max-width: 900px) { .ledger-plaques { grid-template-columns: repeat(2, 1fr); } }
.ledger-plaque {
  position: relative;
  background: linear-gradient(170deg, #FFFFFF, #F7FCFF 70%, #EFF8FD);
  border: 1px solid rgba(0,159,227,.35); border-radius: 5px;
  padding: 15px 17px 13px; overflow: hidden;
  box-shadow: 0 10px 26px rgba(0,80,140,.1);
}
.ledger-plaque::before {
  content: ""; position: absolute; left: 0; top: 0; bottom: 0; width: 3px;
  background: linear-gradient(180deg, #D4AF37, rgba(212,175,55,.2));
}
.ledger-plaque::after {
  content: ""; position: absolute; right: 8px; top: 8px; width: 7px; height: 7px;
  border: 1px solid rgba(212,175,55,.6); border-radius: 50%;
  box-shadow: 0 0 10px rgba(212,175,55,.4), inset 0 0 4px rgba(212,175,55,.5);
}
.ledger-plaque .pl-label {
  font-family: var(--font-display); font-size: 10px; font-weight: 700;
  letter-spacing: .16em; text-transform: uppercase; color: #64748B;
}
.ledger-plaque .stat-value {
  font-family: var(--font-display); font-size: 23px; font-weight: 800; line-height: 1.12;
  color: #0A0A12; margin-top: 5px; font-variant-numeric: tabular-nums; display: block;
}
.ledger-plaque .stat-value.gold {
  background: linear-gradient(100deg, #B8942A, #D4AF37 55%, #A8842A);
  -webkit-background-clip: text; background-clip: text; color: transparent;
}
.ledger-plaque .stat-value.blue { color: #009FE3; }
.ledger-plaque .stat-value.bad { color: #DC2626; }
.ledger-plaque .pl-note { font-size: 11.5px; color: #64748B; margin-top: 4px; }
.ledger-plaque.pass {
  border-color: rgba(212,175,55,.6);
  box-shadow: 0 10px 26px rgba(0,80,140,.1), 0 0 22px rgba(212,175,55,.15);
}
.ledger-plaque.fail { border-color: rgba(220,38,38,.5); }
.ledger-plaque.pass::after { border-color: rgba(212,175,55,.9); box-shadow: 0 0 12px rgba(212,175,55,.6), inset 0 0 5px rgba(212,175,55,.5); }
.ledger-plaque.fail::after { border-color: rgba(220,38,38,.9); box-shadow: 0 0 12px rgba(220,38,38,.5), inset 0 0 5px rgba(220,38,38,.45); }

/* ---------- chart panels with drafting title-blocks ---------- */
.ledger-chart {
  position: relative;
  background: linear-gradient(168deg, #FFFFFF 0%, #F7FCFF 55%, #EFF8FD 100%);
  border: 1px solid rgba(0,159,227,.35); border-radius: 6px;
  padding: 22px 22px 58px; margin-bottom: 26px;
  box-shadow: 0 16px 44px rgba(0,80,140,.12), inset 0 1px 0 rgba(255,255,255,.9);
}
.ledger-chart::before {
  content: ""; position: absolute; inset: 5px; pointer-events: none;
  border: 1px solid rgba(212,175,55,.35); border-radius: 3px;
}
.ledger-chart h3 {
  font-family: var(--font-display); font-size: 15.5px; font-weight: 700; color: #0A0A12; margin: 0 0 2px;
}
.ledger-chart .chart-sub { color: #64748B; font-size: 12.5px; margin-bottom: 14px; }
.ledger-chart .chart-wrap { position: relative; width: 100%; }
.ledger-chart .chart-wrap canvas { width: 100%; height: auto; display: block; }
/* drafting title block — bottom right */
.ledger-titleblock {
  position: absolute; right: 8px; bottom: 8px; z-index: 2;
  border: 1px solid rgba(0,159,227,.5); border-radius: 3px;
  background: rgba(255,255,255,.95);
  display: grid; grid-template-columns: auto auto; gap: 1px 18px;
  padding: 7px 12px; min-width: 150px;
}
.ledger-titleblock span {
  font-family: var(--font-display); font-size: 8.5px; font-weight: 700;
  letter-spacing: .14em; text-transform: uppercase; color: #64748B; line-height: 1.7;
}
.ledger-titleblock span b { display: block; color: #0086C4; font-size: 9.5px; letter-spacing: .06em; text-transform: none; font-weight: 700; }
.ledger-chart-legend {
  display: flex; gap: 16px; flex-wrap: wrap; margin-top: 12px;
  font-size: 12.5px; color: #475569; font-weight: 600;
}
.ledger-chart-legend .lg { display: inline-flex; align-items: center; gap: 7px; }
.ledger-chart-legend .sw { width: 11px; height: 11px; border-radius: 2px; display: inline-block; box-shadow: 0 0 10px rgba(0,159,227,.35); }
.donut-center { position: absolute; top: 50%; left: 50%; transform: translate(-50%, -50%); text-align: center; pointer-events: none; }
.donut-center .dc-label { font-family: var(--font-display); font-size: 9.5px; font-weight: 700; letter-spacing: .16em; text-transform: uppercase; color: #64748B; }
.donut-center .dc-value { font-family: var(--font-display); font-size: 22px; font-weight: 800; color: #0086C4; line-height: 1.15; font-variant-numeric: tabular-nums; }
.donut-center .dc-note { font-size: 11px; color: #64748B; }

/* ---------- LED segment meters ---------- */
.ledger-meter { margin-top: 16px; }
.ledger-meter .lm-row { margin-bottom: 13px; }
.ledger-meter .lm-head { display: flex; justify-content: space-between; align-items: baseline; margin-bottom: 5px; }
.ledger-meter .lm-head .lm-name { font-family: var(--font-display); font-size: 11px; font-weight: 700; letter-spacing: .12em; text-transform: uppercase; color: #475569; }
.ledger-meter .lm-head .lm-val { font-size: 13px; font-weight: 800; color: #0086C4; font-variant-numeric: tabular-nums; }
.ledger-meter .lm-segs { display: flex; gap: 4px; }
.ledger-meter .lm-seg {
  flex: 1; height: 10px; border-radius: 2px;
  background: rgba(0,159,227,.08); border: 1px solid rgba(0,159,227,.3);
  transition: background .35s ease, box-shadow .35s ease, border-color .35s;
}
.ledger-meter .lm-seg.on.blue { background: linear-gradient(180deg, #33B2E8, #009FE3); border-color: rgba(0,159,227,.7); box-shadow: 0 0 10px rgba(0,159,227,.5); }
.ledger-meter .lm-seg.on.gold { background: linear-gradient(180deg, #E8C95A, #B8942A); border-color: rgba(212,175,55,.7); box-shadow: 0 0 10px rgba(212,175,55,.5); }
.ledger-meter .lm-seg.on.green { background: linear-gradient(180deg, #4ADE80, #16A34A); border-color: rgba(74,222,128,.7); box-shadow: 0 0 10px rgba(74,222,128,.45); }
.ledger-meter .lm-seg.on.red { background: linear-gradient(180deg, #F87171, #DC2626); border-color: rgba(248,113,113,.7); box-shadow: 0 0 10px rgba(248,113,113,.45); }
.ledger-meter .lm-scale { display: flex; justify-content: space-between; font-size: 9px; letter-spacing: .08em; color: #64748B; margin-top: 3px; font-variant-numeric: tabular-nums; }

/* ---------- analysis panels ---------- */
.ledger-analysis { display: grid; grid-template-columns: 1.35fr 1fr; gap: 24px; margin-bottom: 26px; }
@media (max-width: 900px) { .ledger-analysis { grid-template-columns: 1fr; } }
.ledger-notes {
  position: relative;
  background: linear-gradient(168deg, #FFFFFF 0%, #F7FCFF 55%, #EFF8FD 100%);
  border: 1px solid rgba(0,159,227,.35); border-radius: 6px; padding: 24px;
  box-shadow: 0 14px 40px rgba(0,80,140,.1);
}
.ledger-notes::before {
  content: ""; position: absolute; inset: 5px; pointer-events: none;
  border: 1px solid rgba(212,175,55,.35); border-radius: 3px;
}
.ledger-notes h3 {
  font-family: var(--font-display); font-size: 13px; font-weight: 800;
  letter-spacing: .18em; text-transform: uppercase; color: #B8942A;
  display: flex; align-items: center; gap: 10px; margin: 0 0 14px;
}
.ledger-notes h3::after { content: ""; flex: 1; height: 1px; background: linear-gradient(90deg, rgba(212,175,55,.6), transparent); }
.ledger-notes p.verdict { font-size: 14.5px; line-height: 1.7; color: #475569; margin: 0 0 14px; }
.ledger-notes p.verdict strong { color: #0086C4; }
.ledger-notes p.verdict strong.gold { color: #B8942A; }
.ledger-kv { display: grid; grid-template-columns: 1fr 1fr; gap: 0 22px; }
.ledger-kv .kv { padding: 8px 0; border-bottom: 1px solid rgba(0,159,227,.16); }
.ledger-kv .kv dt { font-family: var(--font-display); font-size: 9.5px; font-weight: 700; letter-spacing: .14em; text-transform: uppercase; color: #64748B; }
.ledger-kv .kv dd { font-size: 14.5px; font-weight: 700; color: #0A0A12; margin-top: 2px; font-variant-numeric: tabular-nums; }
.ledger-kv .kv dd.gold { color: #B8942A; }

/* ---------- ledger-paper table ---------- */
.ledger-paper-wrap {
  position: relative;
  background: #FFFFFF;
  border: 1px solid rgba(0,159,227,.35); border-radius: 6px;
  max-height: 430px; overflow: auto;
}
.ledger-paper {
  width: 100%; border-collapse: collapse;
  background-image: linear-gradient(rgba(0,159,227,.05) 1px, transparent 1px);
  background-size: 100% 31px;
  font-family: var(--font-body); font-size: 13px; color: #475569;
  font-variant-numeric: tabular-nums;
}
.ledger-paper thead th {
  position: sticky; top: 0; z-index: 2;
  background: #EFF8FD; color: #005F8F;
  font-family: var(--font-display); font-size: 10px; font-weight: 800;
  letter-spacing: .14em; text-transform: uppercase;
  text-align: right; padding: 11px 14px;
  border-bottom: 2px solid rgba(212,175,55,.6);
}
.ledger-paper thead th:first-child { text-align: left; }
.ledger-paper tbody td { padding: 8px 14px; text-align: right; border-bottom: 1px solid rgba(0,159,227,.1); }
.ledger-paper tbody td:first-child { text-align: left; font-weight: 600; color: #0A0A12; }
.ledger-paper tbody tr:hover td { background: rgba(0,159,227,.06); }
.ledger-paper tfoot td {
  padding: 10px 14px; text-align: right; font-weight: 800; color: #B8942A;
  background: #F7FCFF; border-top: 2px solid rgba(212,175,55,.55);
  font-size: 13.5px;
}
.ledger-paper tfoot td:first-child { text-align: left; color: #005F8F; text-transform: uppercase; letter-spacing: .08em; font-size: 11px; font-family: var(--font-display); }
.ledger-note { font-size: 11.5px; color: #64748B; margin-top: 10px; line-height: 1.55; }
.ledger-note b { color: #475569; }

/* ---------- CTA + back links ---------- */
.ledger-cta {
  margin-top: 34px; padding: 26px; text-align: center;
  position: relative;
  background:
    radial-gradient(700px 200px at 50% -40%, rgba(0,159,227,.14), transparent 70%),
    linear-gradient(168deg, #FFFFFF, #F7FCFF 60%, #EFF8FD);
  border: 1px solid rgba(212,175,55,.45); border-radius: 6px;
  box-shadow: 0 14px 40px rgba(0,80,140,.12);
}
.ledger-cta h3 { font-family: var(--font-display); font-size: 21px; color: #0A0A12; margin: 0 0 6px; }
.ledger-cta h3 .hl { background: linear-gradient(100deg, #B8942A, #D4AF37); -webkit-background-clip: text; background-clip: text; color: transparent; }
.ledger-cta p { color: #64748B; font-size: 14.5px; margin: 0 auto 18px; max-width: 560px; }
.ledger-cta .btn-row { display: flex; gap: 12px; justify-content: center; flex-wrap: wrap; }
.btn-efg {
  display: inline-flex; align-items: center; gap: 9px;
  font-family: var(--font-display); font-weight: 700; font-size: 14px; letter-spacing: .03em;
  color: #0A0A12; background: linear-gradient(135deg, #F5E08A, #D4AF37);
  border: none; border-radius: 4px; padding: 13px 24px; cursor: pointer; text-decoration: none;
  box-shadow: 0 8px 26px rgba(212,175,55,.35), inset 0 1px 0 rgba(255,255,255,.6);
  transition: transform .18s, box-shadow .18s, filter .18s;
}
.btn-efg:hover { transform: translateY(-2px); filter: brightness(1.05); box-shadow: 0 12px 32px rgba(212,175,55,.45); color: #0A0A12; text-decoration: none; }
.btn-efg.ghost {
  color: #0086C4; background: #FFFFFF;
  border: 1px solid rgba(0,159,227,.5); box-shadow: none;
}
.btn-efg.ghost:hover { background: #EFF8FD; color: #005F8F; box-shadow: 0 0 22px rgba(0,159,227,.18); }
.ledger-back { margin-top: 22px; text-align: center; }
.ledger-back a {
  font-family: var(--font-display); font-size: 11.5px; font-weight: 700;
  letter-spacing: .22em; text-transform: uppercase; color: #0086C4; text-decoration: none;
  display: inline-flex; align-items: center; gap: 9px;
}
.ledger-back a:hover { color: #B8942A; }

/* Compliance disclaimer — bottom of every calculator page */
.ledger-compliance {
  margin-top: 26px;
  padding: 18px 20px;
  background: #F1F6FB;
  border: 1px solid #D8E6F2;
  border-left: 4px solid #009FE3;
  border-radius: 10px;
}
.ledger-compliance h4 {
  margin: 0 0 8px;
  font-family: var(--font-display, 'Barlow Condensed', sans-serif);
  font-size: 13px;
  font-weight: 700;
  letter-spacing: .16em;
  text-transform: uppercase;
  color: #0086C4;
}
.ledger-compliance p { margin: 0 0 6px; font-size: 12.5px; line-height: 1.65; color: #55637A; }
.ledger-compliance p:last-child { margin-bottom: 0; }
.ledger-compliance a { color: #0086C4; }

/* ---------- hub grid (index/resources entry) ---------- */
.ledger-hub { display: grid; grid-template-columns: repeat(auto-fit, minmax(230px, 1fr)); gap: 16px; }
.ledger-hub-card {
  position: relative; display: block; text-decoration: none;
  background: linear-gradient(170deg, #FFFFFF, #F7FCFF 70%, #EFF8FD);
  border: 1px solid rgba(0,159,227,.35); border-radius: 6px; padding: 20px;
  box-shadow: 0 12px 32px rgba(0,80,140,.1);
  transition: transform .22s ease, box-shadow .22s, border-color .22s;
}
.ledger-hub-card::before {
  content: ""; position: absolute; inset: 4px; pointer-events: none;
  border: 1px solid rgba(212,175,55,.3); border-radius: 3px;
}
.ledger-hub-card:hover { transform: translateY(-4px); border-color: rgba(0,159,227,.65); box-shadow: 0 20px 48px rgba(0,80,140,.16), 0 0 24px rgba(0,159,227,.08); }
.ledger-hub-card .hub-num {
  font-family: var(--font-display); font-size: 10px; font-weight: 800; letter-spacing: .18em;
  color: #D4AF37; margin-bottom: 10px;
}
.ledger-hub-card .hub-ic {
  width: 42px; height: 42px; border-radius: 5px; margin-bottom: 13px;
  display: flex; align-items: center; justify-content: center;
  background: linear-gradient(140deg, rgba(0,159,227,.14), rgba(212,175,55,.12));
  border: 1px solid rgba(0,159,227,.35); color: #009FE3;
  box-shadow: inset 0 0 14px rgba(0,159,227,.08);
}
.ledger-hub-card h3 { font-family: var(--font-display); font-size: 16px; font-weight: 700; color: #0A0A12; margin: 0 0 5px; }
.ledger-hub-card p { font-size: 12.5px; color: #64748B; line-height: 1.55; margin: 0 0 13px; }
.ledger-hub-card .hub-cta {
  font-family: var(--font-display); font-size: 11px; font-weight: 800; letter-spacing: .14em; text-transform: uppercase;
  color: #009FE3; display: inline-flex; align-items: center; gap: 7px;
}
.ledger-hub-card:hover .hub-cta { color: #B8942A; }
.ledger-hub-card .hub-cta .arr { transition: transform .22s; }
.ledger-hub-card:hover .hub-cta .arr { transform: translateX(5px); }

/* ---------- responsive ---------- */
@media (max-width: 720px) {
  .ledger-hero { padding: 48px 0 0; }
  .ledger-plate { padding: 20px 18px 18px; }
  .ledger-chart { padding: 18px 14px 54px; }
  .ledger-titleblock { right: 6px; bottom: 6px; }
  .ledger-kv { grid-template-columns: 1fr; }
}